Credit Repair Pricing
Services priced to fit your budget.You’re Not Just a Number
Coulter Credit takes your credit repair and restoration personally. We believe in consistent communication and a personal touch. If you are looking for a company that cares about your credit almost as much as you do, we are likely the best fit for you. Our focus is to spend as much time with you as needed to help you achieve your goals.
Step 1: Free Consultation
The first step to repairing your credit is a consultation to review your situation, free of charge. This will include reviewing your credit report and making sure that our services will provide value for you.
Step 2: Credit Audit
After our free consultation, we will not start working on any credit report until we have completed a Credit Audit. In our Credit Audit, we will review every item on your credit report (the good and the bad) and develop a Plan of Action for helping you improve your credit.
Step 3: Choose Your Plan
After we have completed the Credit Audit, should you decide to sign up for our monthly services, we will assist you in having inaccurate and unverifiable information on your credit report removed or repaired. A repair means that an item has been changed from negative to positive status. An account will not be considered repaired unless and until there are no negative remarks remaining on it.
We also offer a pay per deletion/repair option. This means that you will only pay when an account is deleted or repaired. Our price is for each item on each credit report. (That is, an account deleted/repaired on ANY credit bureau’s report counts as ONE deletion/repair. If an account is repaired or deleted on all three credit bureaus’ reports, we charge for each of these three removals.)
Credit Audit
Comprehensive Review of Your Credit Report- Identify Outdated and Inaccurate Accounts
- Pinpoint Incorrect Personal Information
- Review of Accounts with High Credit Utilization
- Develop Plan for Disputing Inaccurate Information
- Discuss the Five Elements of the FICO Score
- Create a Plan of Action for Increasing Your Credit Scores
- Create a Plan for Maintaining Good Credit
- Payment Due upon Completion of Audit
Monthly Credit Repair Fee
Dispute Inaccurate and Unverifiable Information- Dispute Inaccurate/Unverifiable Accounts with the Credit Bureaus
- Validate and/or Dispute Accounts Directly with Creditors
- Delivery of Dispute Letters at No Extra Cost
- Review and Respond to Correspondence
- Review Updated Credit Reports to Determine Next Course of Action
- Access to the Education Portal
- Opt Out of Junk Mail
- Secure Placement on the Federal Do-Not-Call List
- Cancel Anytime
Pay Per Deletion/Repair
Only Pay for What is Removed- Dispute Inaccurate/Unverifiable Accounts with the Credit Bureaus
- Validate and/or Dispute Accounts Directly with Creditors
- Delivery of Dispute Letters at No Extra Cost
- Review and Respond to Correspondence
- Review Updated Credit Reports to Determine Next Course of Action
- Access to the Education Portal
- Opt Out of Junk Mail
- Secure Placement on the Federal Do-Not-Call List
- *Cost for Items May Vary
Refund Policy
It is impossible to predict the outcome of the credit repair process. That being said, we will do our very best to get inaccurate information removed from your credit report. However, if for some reason you are not satisfied with your membership within the first 90 days, we will refund the last month of service.
Cancellation Policy
Our cancellation policy is plain and simple: you can cancel your service at any time. You will need to call us to initiate cancellation.